What is a TFSA?

A TFSA is a Tax Free Savings Account.  It’s similar to an RRSP except contributions aren’t tax deductible and the yearly contribution cap is $5000.  Any income generated inside the TFSA is tax free when withdrawn.  There is absolutely no downside to using a TFSA, other than the time it takes to set up, which we can assist you with.  For more information on the TFSA, visit the government’s website.

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